Last updated: May 2026 — Stefan Müller-Haines, Hofladen Patz

Terms of Use

1. Acceptance of Terms

By accessing and using www.hofladen-patz.at (hereinafter referred to as "the Website"), you agree to be bound by these Terms of Use. If you do not agree to abide by the above, please do not use this service. The Website is owned and operated by Stefan Müller-Haines. These terms apply to all users, visitors, and others who access or use the Website.

2. Age Requirement and Eligibility

You must be at least 18 years of age to access and use www.hofladen-patz.at. By using this Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this agreement. The Website is not intended for minors, and Stefan Müller-Haines does not knowingly allow individuals under 18 to use this service.

If you are under 18 years of age, you are strictly prohibited from accessing or using www.hofladen-patz.at. Parents and guardians are responsible for monitoring their children's internet usage and preventing unauthorized access to this Website.

3. Informational Purpose Only

The content provided on www.hofladen-patz.at, including all casino reviews, ratings, comparisons, and related information, is for informational and educational purposes only. The Website is designed to provide objective reviews and factual information about foreign online casinos that may be available to users in Switzerland and other jurisdictions.

YMYL Disclaimer: Content on www.hofladen-patz.at is NOT financial advice, legal advice, medical advice, or professional consultation of any kind. The information presented by Stefan Müller-Haines and other contributors should not be interpreted as recommendations to engage in gambling activities or use any specific casino platform. Users are solely responsible for conducting their own research and making independent decisions regarding online gambling.

4. No Liability and Disclaimers

TO THE FULLEST EXTENT PERMITTED BY LAW, www.hofladen-patz.at, Stefan Müller-Haines, and all associated contributors disclaim all liability for:

• Any direct, indirect, incidental, special, or consequential damages arising from the use of or inability to use the Website
• Financial losses incurred through gambling or use of any casino platform reviewed on www.hofladen-patz.at
• Inaccuracies, errors, or omissions in the content provided
• Unauthorized access to or alteration of user transmissions or data
• Any third-party conduct or content accessed through external links from the Website
• Changes to casino terms, bonuses, licensing status, or operational changes after publication on www.hofladen-patz.at

Users access www.hofladen-patz.at "as is" and "as available." The Website makes no warranties, either express or implied, regarding the accuracy, completeness, or reliability of the information contained therein.

5. Intellectual Property Rights

All content on www.hofladen-patz.at, including but not limited to text, graphics, logos, images, reviews, ratings, and compilations, is the property of Stefan Müller-Haines or is used with appropriate permission. The selection, arrangement, and presentation of all materials is the exclusive property of www.hofladen-patz.at and is protected by international copyright laws.

You may not reproduce, distribute, transmit, display, publish, or broadcast any content from www.hofladen-patz.at without prior written permission from Stefan Müller-Haines. Unauthorized use of any material from the Website constitutes a violation of copyright, trademark, and other intellectual property rights.

All trademarks, service marks, and trade names referenced on www.hofladen-patz.at are the property of their respective owners. The mention of any casino, software provider, or third-party service on the Website does not imply endorsement or affiliation unless explicitly stated.

6. User Conduct

Users of www.hofladen-patz.at agree not to:

• Violate any applicable local, regional, national, or international laws or regulations
• Engage in any form of harassment, abuse, or threatening behavior
• Attempt to gain unauthorized access to the Website's systems or infrastructure
• Interfere with the Website's normal operation or security measures
• Post or transmit illegal, defamatory, obscene, or otherwise objectionable content

7. Third-Party Links and External Content

www.hofladen-patz.at may contain links to external websites and third-party platforms. Stefan Müller-Haines is not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is governed by their own terms and conditions.

8. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Switzerland, specifically the Canton of Zurich. Any disputes arising from or relating to www.hofladen-patz.at shall be subject to the exclusive jurisdiction of the courts of Switzerland.

9. Modifications to Terms

Stefan Müller-Haines reserves the right to modify these Terms of Use at any time. Changes will be effective upon posting to www.hofladen-patz.at. Your continued use of the Website following any modifications constitutes your acceptance of the updated terms.

10. Contact Information

For questions or concerns regarding these Terms of Use, please contact Stefan Müller-Haines through www.hofladen-patz.at.

Last Updated: 2026